Frequently asked questions (FAQ)
It is an easy and quick paperless procedure, with the signature required digitally. To find the application, one needs to click on the slider of the homepage, and then fill in the application. The payment will be received with the approval of the application.
The information is safe and secure. All the important data are encrypted via the Secure Socket layer (SSL) protocol, which is used worldwide.
  • One will need to be:
  • An Indian citizen.
  • Be of 18 years old above.
  • Businessman, employed or self employed status.
  • To be able to repay the loan.
  • One will also need to submit
  • The bank account details to deposit the loan.
  • The mobile phone number.
  • PAN card proof of personal identification.
  • The proof of address by using the voter card, license or passport.
  • The proof of employment.
It takes a few minutes to approve the application. In some cases, if sufficient information is not provided, for further details, it may require sometime more. For the conformation, the clients are contacted as well.
Regarding the loan, the employers will not be contacted. However, for some simple checks, the accounts department of the employers may be contacted.
One of the fastest and the easiest ways to process the application for loan is via the internet banking. The details of the account are not accessible as only the snapshots are provided. The details are encrypted and they are stored securely. The internet banking password or changing the details are impossible to do so as no one has the access to these.
We do not offer top up loans. As soon as the existing loan is cleared out, one will be eligible for the new loan. This will lessen the hassle.
Various factors are taken into consideration before lending the loan. These are: credit rating, income and the expense of the household. We will lend the amount that we feel one can pay back without any hassle.
We do not offer top up loans. As soon as the existing loan is cleared out, one will be eligible for the new loan. This will lessen the hassle.
As soon as the existing loan has been cleared out, one will get the new loan
Due to the smart and easy application, one can get the loan from us at any time of the day. The money will however be credited to the bank account 60 minutes later after the start of the next working day.